QQuestions about Aflac short term disability policy (regarding pregnancy and maternity leave)?

I have a few questions about Aflac's short term disability policy in regards to maternity leave. I took out a short term disability policy last fall (signed paperwork on Aug 1, but only became effective Sept 1). So I was just wanting to make sure that as long as I have the baby after July 1 that the policy will pay out. Does this sound correct? Also, what steps do I need to take to be reimbursed after I have the baby? Is there anything that I need to do now? Will I have to pay for the policy while I am out on leave or will that be waived since I will be using the policy? When is the earliest that I can cancel the policy and how will I need to go about that? Any help is appreciated!



(My due date is July 13; so I am definately cutting it close as far as the 10 month period, but I had calculated pregnancy length- wasn't counting weeks from last period, but instead from ovulation- and didn't think we'd get pregnant the 1st try so I am praying that our baby will not come too early.) Thanks!!!

1 answers.