Trying to buy health insurance and try to understand what I'm trying .
I've been looking for a good health insurance affordable cousin, the doctor I need to see just making insurance ppo :/ can someone give me a list of insurance with no deductible and coinsurance do not ? Please! help
I am looking for a health plan with a premium of $ 76 per month. The deductible is $ 500 and out of pocket maximum is $ 2,500, not including the deductible. Coinsurance is 30% after deductible. I can get the first 3 doctor visits $ 30 co - payment and then pay 30 % after deductible. Does this plan sound good ? I usually see a doctor once a year. Thank you !
If you change jobs and health insurance, not the amount of compensation for the expenses out of pocket for deductibles or co -insurance policies on the transfer of the old to the new year
I'm trying to apply for health insurance and says that 50 % coinsurance after deductible. annual deductible is $ 3500 What does this mean ?
I can buy the plan, which is 500 USD deductible , coinsurance of 20% of-pocket maximum of $ 2,500 . I have a heart attack , open heart surgery , and the invoice of $ 90,000 . 20% of 90000 is 18000, but I only pay $ 2,500 as maximum out of pocket ?
I am sure my own health for the first time , and am having trouble understanding the plans. A co-insurance plan has a deductible of $ 2,000 ( I now understand ) and 20 % ( I know that means I have to pay 20 % of the bill . However , the plan says $ 25 copayment for primary care . and then to hospital visits and things like that says subject to deductible and coinsurance. Do I have to pay coinsurance in a primary care visit , besides the co -pay , or do you only pay coinsurance when type of doctor you 'll be subject to the franchise?
I know I want a PPO to an individual. But can someone explain terms like "co- insurance," " copay " and "deductible "? They sound like the same thing. Sounds like " you have to pay when you go to the doctor." But obviously , the terms are not identical .
I know this question has been asked many times, and I read some of the above, plus some answers I found on wiki and finder.healthcare.gov. However, unfortunately, is not yet clear how these three terms are different. therefore, I would phrase the question differently to help me understand - Below is the scenario, can someone please help explain that the payment is what? Thanks a lot . for example, My insurance coverage doc visit - $ 10 copay deductible - $ 1000 Coinsurance - 20% I'm going to see a doctor for a stomachache. The first time you pay out of pocket $ 10 - that I think is the co-pay -. A fixed payment for "true" service they receive, but do not count toward the deductible The doctor prescribes the tests - including abdominal ultrasound, CT scan and blood tests . Do I have to pay for these services? no co-pays for them? How does "$ 1000" applies here? Do I have to pay the first $ 1000 for all services before the insurer begins to pay? How is "co-insurance" applies here? Say, the cost of ultrasound examinations of $ 1000. Do I have to pay $ 200 for the co-insurance and the company pays $ 800? If so, is the part of the $ 200, $ 1000 deductible USDA or not? If the CT examination costs $ 5000 and a blood test costs $ 100. "Coinsurance" for CT then cost me $ 1000 and a blood test costs me $ 20. My total out of pocket is $ 20 = $ 200 1000 1220. But my deductible is $ 1000. Does it mean that in the end, I pay only $ 1000 no matter what, and the insurance company would pick up the "extra" exceeding my limit $ 220 deductible. If the test results say I have to be hospitalized, now I have overcome my annual deductible. Does this mean that the insurance company will now pay for all expenses during hospitalization. Greatly appreciate it if someone can help me understand health insurance terminology. Thank you very much in advance.
I needed x-rays and I have to pay for the full amount of the radiographs , because of my deductible? what is preventive not? Does that mean you pay nothing ? my deductible is $ 1,500.00
I'm trying to get a better deal on health insurance , but do not understand the point of 80 % coinsurance . If it's only a few dollars higher with the same deductible , is not it better to go for 100% coverage ? Does this mean that the co -insurance will pay only 80 % of the bill after the deductible? I do not understand . Please help !
I rencently married and that is $ 300 a month to add a family plan with my husbands health insurance . We are looking for a cheaper way for me to insure. We found a few companies, but what is coinsurance ? and who knows a reliable, reasonable insurance ?