Features. Even three years before entering the SSDI program, recipients differ from other working-age adults in many ways: they are larger, have lower levels of education, are more likely to be divorced, widowed or separated are more likely to be black, are more likely to be in labor and service occupations and less likely to be in managerial occupations / career, have lower average incomes, are in poorer health, are more likely to be uninsured, and have reported higher rates of problems of access to health care. However, in several respects, the beneficiaries were three years before SSDI entry are similar to all people of working age: they are just as likely to be employed, have health coverage through their own employment, living in households with incomes below the federal poverty level, and have Medicaid coverage.
Sources of Health Insurance. Among the beneficiaries observed during the years before SSDI entry, a large proportion (about 22%) was uninsured (Table ES-1). By contrast, 16 percent of the general adult population of 18-64 is safe. The uninsured rates remain relatively constant and high until the second year after SSDI entry. For the third year after entry, only a small proportion of SSDI beneficiaries reported being uninsured, especially since all of them have become eligible for Medicare. The sources of change in Medicare health insurance coverage for the period before SSDI entry aftermath: there is a marked decrease in coverage obtained through the beneficiaries' own work, unless marked decrease in coverage obtained through a family member, and marked increase in Medicaid dependency.